6 December 2016
Whilst you are at home waiting for Santa, are you sure your office is secure, safe and fully insured? Many offices close down for the festive period and it is important to ensure your business is covered. Here are our top tips to protect your business this winter:
- Secure the property
It goes without saying that when leaving your property unoccupied, make sure that everything has been securely locked. And check that the locks meet the requirements of any minimum security condition on your insurance policy. Check your CCTV, security cameras and alarms are fully operative. Consider installing time switches inside the office and check external security lights are working to deter burglars.
- Leave nothing on show
If your property is going to be unoccupied, don’t make it appealing to unwanted visitors. Keep blinds closed and lock away laptops, valuables and sensitive files. If you have a reception area that is not staffed over the winter break, then try to ensure that mail and deliveries are out of sight.
- Beware of winter weather
We live in the UK and the temperature is already showing minus degrees, so prepare for the worst. Frost and flooding could cause serious problems. Boilers, pipes and gutters should be regularly checked and it is a good idea to try and leave heating on a timer. Know where the stopcock is so you can turn off the water if you should suffer a burst pipe.
- Have procedures in place
In case of an emergency ensure that you have up-to-date procedures in place and employees are aware of their responsibilities. If you are going to be away, or closed over the Christmas period, then appoint a key contact for any eventualities and make sure this person has full authority to act on any emergency. If you can, have someone check the property if it is going to be empty for a period of time.
- Understand your building cover and provisions
Are you fully insured? From break-ins and loss of equipment to business interruption due to damage to your commercial property, make sure you understand your insurance policy. Find out what level of cover your policy offers and that you are covered if your property is going to be empty for a prolonged period of time, and make yourself familiar with any exclusions to your policy. If you are unsure or think you require additional cover then please get in touch. Please note our offices will be closed 26th and 27th December, and also 2nd and 3rd January.