Directors’ and Officers’ – risks to understand in 2021
23 February 2021
Directors and officers can be major liabilities. Misconduct or negligence that may be committed by these leaders can result in subordinates taking legal action, government-issued penalties and irreparable damage to an organisation’s finances or reputation. In order to protect themselves from the risks and liabilities associated with their leaders, employers should take the time to […]

Cyber-risk Exposure Scorecard
15 February 2021
In recent years, cyber-attacks have emerged as one of the most significant threats facing organisations of all sizes. The internet and other network operations have created risks that were unheard of less than a decade ago. When cyber-attacks (such as data breaches and hacks) occur, they can result in devastating damage, such as business disruptions, […]

Charity Commercial Insurance Profile 1st Quarter 2021
9 February 2021
Perpetrators planning to commit fraud and exploit charitable organisations are a serious threat that must be recognised, assessed and prepared for. Given that donations may also be down for many charities and not-for-profits this year, the potential for financial loss stemming from fraudulent acts may be even more devastating. Click here to read our Charities […]

Commercial Insurance Profile February 2021
1 February 2021
Harassment and bullying have long been prevalent problems in workplaces. These actions can have negative effects on both the victim and the organisation. With remote work expected to continue to be common in the future, it is important for employers to understand how to minimise and prevent harassment and bullying in a remote environment. Click […]

How Commercial Property insurance can protect landlords
29 January 2021Commercial property insurance is an important type of cover for any property owner that lets out space to a commercial tenant, such as a business. Being a commercial landlord comes with many responsibilities and potential risks. Fortunately, a commercial property insurance policy can provide relief and financial support for some of the most common issues […]

Cyber Risks & Liabilities – January / February 2021
19 January 2021
The subjects of electronic signing service scams, 2021 cyber-security trends and best practices for the use of smart devices are all covered in this Cyber-risks and Liabilities publication. Click here to download our latest cyber risks briefing.

Supreme Court upholds COVID-19 Business Interruption ruling
19 January 2021
A new ruling by the Supreme Court will help thousands of business interruption insurance policy holders recover from the financial ramifications of the coronavirus pandemic and resulting closures. The latest ruling reaffirms the High Court’s previous decision. As such, in general, insurers may begin to pay out claims that had been previously denied or in […]

Duty of care to look after your business premises during lockdown
12 January 2021
The latest Scottish lockdown, and indeed government restrictions since the start of the pandemic last year, have meant that many offices are currently lying empty whilst the majority of workers (who are able to) work from home. However, despite the offices being unoccupied, business owners have a responsibility and duty of care to look after […]

Team contact details
7 January 2021
Due to government restrictions, some of our team continue to work remotely. We are very much ‘open for business’ so please get in touch with us directly for any enquiries you may have, and please be assured that you will receive a swift and meaningful response. NAME DIRECT DIAL MOBILE EMAIL David MacKay Managing Director […]

Commercial Insurance Profile January 2021
6 January 2021
Although the UK has begun vaccinating people for COVID-19, it will still be some time before everyone is able to receive the vaccine. For employers, it is important to understand how the distribution process will work and if it might affect their operations. Click here to download our latest briefing with further information on the […]

Directors’ and Officers’ – risks to understand in 2021
Directors and officers can be major liabilities. Misconduct or negligence that may be committed by these leaders can result in subordinates taking legal action, government-issued penalties and irrepar […]
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